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Your home may be foreclosed if you don't keep up your mortgage repayments. You may also have to pay a prepayment penalty if you refinance your mortgage before the end of the mortgage term.
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Established in 1954 by Dutch immigrants to Canada under the name Dutch Canadian Toronto Credit Union Ltd, DUCA Financial Services Credit Union has grown to more than 16 branches across Southern Ontario and serves over 75,000 Members. DUCA founders saw the need for a financial cooperative that would work for members.
Its growth is also attributed to mergers with other Credit Unions like the Torcity Savings Credit Union, Dutch Canadian Credit Union, and Virtual One Credit Union Ltd.
DUCA joined the EXCHANGE Network in 2009 to provide ATM access to its members. It is also a member of Interac.
DUCA Financial Services mortgages are designed to fit your life with low rates and flexible options.
DUCA is driven by a cooperative philosophy that puts you – a member and owner – at the centre of every decision they make, giving you a voice in how they’re run and rewarding you for your loyalty by sharing their profits.
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