approvU for House Purchase Mortgage

approvU allows you to shop for and apply to mortgages online directly with the lenders you know and trust.

12K+

Mortgage Deals

25+

Lenders & Brands

$$

Huge Savings

Explore why approvU is the Best Way to get the Mortgage you Deserve to Buy the House you Want.

approvU allows you to comparison-shop mortgages offered by trusted lenders and brokers, making it possible to find the lowest mortgage rates in the market.

One Marketplace for Most Major Mortgage Lenders

Access 1,000s of mortgages from some of Canada's top banks and discover low-rate mortgages in the market.

No Hidden Fees. No Bait. No Catch; Complete Transparency.

View the complete breakdown of your mortgage, rate, and closing costs. No baiting. No spamming.

Personalized Recommendations

Qualified mortgages are sure to best fit your unique situation and needs with a high probability of approval.

Shop Mortgages on approvU from Canada’s Lenders you Know and Trust

Logo of DUCA

How It Works

Here is how we make getting the right mortgage easy and convenient for you.

1. What’s Your Mortgage Need?

Provide approvU with a few details about your mortgage needs and financial and credit situations to customize your mortgage.

2. Make Your Selections

Select your preferred mortgages. approvU searches the market for the best deals you’re most likely to get approved for.

approvU_mortgage funding

3. Get It Funded!

Upload the required documents and complete the conditions to get your loan funded in time.

4. Home Sweet Home

Enjoy your home, knowing that you made the right mortgage choice without the outside influence of commission sales reps.

approvU At It Best For You

approvU is best for getting the mortgage to buy your principal residence, second or vacation home, or rental property.

If You're:

Employed

Receiving income from salary, wages, commissions, bonuses, tips and gratuities

Self-Employed

Income to support your mortgage is from a business in which you own more than 25% interest.

On Other Income Sources:

Pension, disability, alimony, child support, tax credit, investment returns.

You've:

Good Credit

Credit scores above 620

Bad Credit

Credit scores of 500 to 620

approvU provides a better way to search and apply for a mortgage from the comfort of your home, saving you from the stress and headache of the traditional mortgage process. You’ll want to take advantage of great deals from other lenders. approvU is your one-stop shop to search, apply, and get approved for your mortgage.

Shop Across 25+ Lenders For Your Best Mortgage Deals

See Your Personalized Mortgages Online With approvU

Personalized Mortgage Recommendations

Customize your mortgage with the basic information about your house ownership needs and wants, together with your credit and income situations.

The Complete Breakdown of your Qualified Mortgages

View why your qualified mortgages are best for you, and the factors that went into determining your mortgage rate.

Boost your Negotiating Power with Multi-Lender Submissions

Save time, save money, and boost your approval power with easy multi-lender application submissions, to guarantee multiple approvals.

The Right Support You Need to Make the Right Mortgage Decision

Even experienced homeowners still need help and support to make the right mortgage decision. approvU’s team of licensed Mortgage Experts is ready to answer all of your questions about getting the right mortgage using approvU, or merely discussing the market.

FAQs about Getting the Mortgage for a House Purchase

If you have decided to buy a house and have a high enough credit score and the necessary down payment, you can start by getting pre-approved for a mortgage.

Mortgage pre-approval is an acknowledgment that you could qualify for the mortgage amount based on the information you provided. Note that mortgage pre-approval is not a guarantee for mortgage approval. Also, mortgage pre-approval is not a required step, but an essential one.

You can certainly skip the mortgage pre-approval step and go shopping for a house.

Either way, the right time to apply for a mortgage is when you have an accepted and signed offer. To proceed with the mortgage review, the lender needs complete information about the property and accepted price.

>> Explore Mortgage Pre-approval

approvU offers varied types of mortgages – from standard fixed-rate and variable-rate mortgages, to specialty mortgage programs like bad credit mortgages.

You can use approvU to get mortgages to buy your house even if you are a:

– First-time homebuyer

– Bad credit borrower

– Self-employed borrower

 

approvU also offers mortgage refinance programs like:

– Cash-out refinance

– Debt consolidation refinance mortgages

– Equity takeout refinance mortgage

No, approvU is not a mortgage lender.

approvU is an online distributor of mortgages. We do not replace mortgage lenders. We make it easy for you to shop and get the right mortgage easily and conveniently. approvU allows you to shop for mortgages across multiple lenders, so you won’t miss out on the lowest mortgage rate.

Yes, approvU makes applying for a mortgage with bad credit easy and convenient. You can search and apply for a mortgage online with approvU, like booking your favourite vacation on Booking.com or buying on Amazon.ca.

approvU instantly qualifies you against the criteria of over 25 lenders, ensuring you get the best deal in the market.

Yes, approvU makes the process of applying for a mortgage if you’re a self-employed borrower easy, like booking your favourite vacation on Booking.com or buying on Amazon.ca.

approvU instantly qualifies you against the criteria of over 25 lenders, ensuring you get the best deal in the market.

The process of signing up with approvU

  1. Select what you want to do: You can use approvU for your pre-approval, purchase, and refinance mortgage transactions. 
  2. Provide approvU with the basic information about your mortgage needs to help it accurately generate suitable mortgages for you.
  3. approvU will then search the market and enlist all the best mortgages suitable for you, arranged from the lowest rate.
  4. Review your qualified mortgages and select up to 3 to proceed for the final approval. approvU breaks everything down so that you can make the mortgage selection like a pro! 
  5. Fill in some additional information to complete the mortgage application for your lenders. 
  6. Review, accept or reject the official approval terms from each of your lenders. Upload the required documents and track the progress of the mortgage without leaving approvU
  7. Once complete and ready to fund, approvU will coordinate with your chosen lawyer, in one-place, to ensure that your mortgage is closed on time. Easy!

Shop Across 25+ Lenders For Your Best Mortgage Deals

See Your Personalized Mortgages Online With approvU

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Get A Mortgage With approvU

  • approvU is everything you need to make the right mortgage decisions like a Pro!
  • Born in Canada for Canadians
  • Largest mortgage marketplace with over 12,000 mortgage deals from 25+ lenders
  • No baiting; not a lead generator; your information is never sold
  • Skip the appointments and apply online anytime; it takes less than 6 minutes.
  • Multiple approvals from a single submission
  • Control and track every step of your application as it moves through to funding.