approvU is a platform designed to help you navigate the complicated process of finding, applying and getting the right mortgage loan. Our intelligent platform makes it easy to compare-shop, choose and apply for mortgages across multiple lenders online. By shopping across multiple lenders, you are sure not to miss out on the lowest mortgage rate in the market.

approvU works with over 25 mortgage lenders and brands, including some of the six major banks. Meaning that you have direct access to the mortgages and lowest rates from all these lenders in one place. Kind of like shopping on amazon.com.
You can view all the lenders approvU has partnered with.

approvU Lender Partners

Traditional mortgage comparison sites immediately attempt to monetize you and often treat you as a lead to sell. These sites simply collect your information to sell to mortgage brokers and agents, which results in you being bombarded by spam calls and aggressive salespeople. 

approvU is entirely different – we aren’t a lead generator. Behind approvU is a team of licensed mortgage professionals in all the provinces and regions where we operate.

With approvU, “You call the shots. You make the decision. You make it happen.” By itself, approvU is sophisticated enough to guide you through the mortgage process without an agent or broker holding your hands. Our experts are standing by to help when you need it, not to influence your mortgage choice or sell you on what’s not best for you.

approvU will serve you better, providing you with upfront transparency unbiased mortgage selections and putting you at the forefront of one of the most important decisions of your lifetime. 

No, approvU is not a mortgage lender.
approvU is simply a better way to get the most suited mortgage for you by enabling you to shop across multiple lenders, so you don’t miss out on the lowest mortgage rate.
We do not replace mortgage lenders. We just make it easy for you to shop and get the right mortgage quickly and conveniently.

Yes, approvU is licensed to distribute mortgages in Ontario. We are working on getting licensed in other provinces and regions. Click here to be the first to know when we get licensed in your province.

approvU is paid a commission by the mortgage lender for helping you get the right mortgage.
Our tool is free for all. However, we charge a small service fee for non-traditional borrowers (specifically those applying for bad credit mortgages or self-employed mortgages), which is only due after the mortgage is funded and closed. This small fee helps us cover the cost of the extra resources needed for bad credit and self-employed mortgages. The fee we charge is way lower than what you would spend if you chose to go with a broker or agent.
The approvU algorithms solely rely on the information to generate your list of qualified mortgages. Our technology is unbiased and will even advise against selecting an expensive product.
We will never sell or share your data, and we don’t cold call or spam our customers.

approvU is a federally registered and Ontario licensed business designed to help you conveniently shop for mortgages through a network of more than 25 of Canada’s top lenders and mortgage brands. Behind approvU is a team of licensed mortgage professionals, Software Engineers, Customer Service Champions, and a network of partners across the country, all working for the single goal of helping you finance your home stress- and headache-free.

We will never sell or share your data with anyone or any organization not directly connected to your mortgage request. We also do not cold call or spam our customers.

In most cases, from the start to your qualified product list shouldn’t take more than 6 minutes. approvU’s technology automatically validates the information you provide about your financial, credit, and mortgage needs against the qualification criteria for over 12,000 mortgage deals in the market to provide you with a list of low-rate mortgage deals you are highly likely to be approved for.   

We aim to build a relationship with you and remain your trusted partner for life. We’ll never sell or share your data other than with your selected lenders and credit agency. We don’t cold call or spam our clients.

Yes. As real people with real data, we understand the importance of keeping your personal information private. That’s why we pledge never to sell your data to spammers.