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Get pre-approved for mortgages from the lenders you know and trust on approvU, the best tool to shop for mortgages across multiple lenders from the comfort of your home.
Mortgage pre-approval that’s convenient, fast and does not cost a dime.
Get pre-approved, even with bad or low credit, self-employed income, or for a rental property.
Your mortgage is ready to fund whenever your offer is accepted and you're ready to proceed
Here is how we make getting the right mortgage easy and convenient for you.
Provide approvU with a few details about your mortgage needs and financial and credit situations to customize your mortgage.
Select your preferred mortgages. approvU searches the market for the best deals you’re most likely to get approved for.
Upload the required documents and complete the conditions to get your loan funded in time.
Enjoy your home, knowing that you made the right mortgage choice without the outside influence of commission sales reps.
Receiving income from salary, wages, commissions, bonuses, tips and gratuities
Income to support your mortgage is from a business in which you own more than 25% interest.
Pension, disability, alimony, child support, tax credit, investment returns.
Credit scores above 620
Credit scores of 500 to 620
There are several lenders with countless mortgages that could be right for you.
You don’t want to limit yourself to one, two, three or eight lenders – even your bank. approvU mortgage marketplace boosts your ability to negotiate a fair deal and low rates. Get pre-approved with the flexibility of shopping the market for the right mortgage when you are ready to buy your house.
See Your Personalized Mortgages Online With approvU
Instant qualification in under 6 minutes, without impacting your credit score. Bad credit, self-employed income, rental property, second home and everything in between – the approvU algorithm is powerful enough to determine your house-buying power.
Enjoy a smooth buying process by sharing your pre-approval letter with your real estate agent directly from your approvU account.
Explore approvU Pre-Approval
Approval letter powered by our broadest mortgage reach – a vast network of trusted banks partners – to assure your purchase power.
Explore approvU Lender Partners
Our Community Champions are behind the scenes and ready to assist you in making the best mortgage decision for you when and how you need it.
Connect directly with a designated Mortgage Expert to answer any questions about your mortgage.
Getting pre-approved early enough is advisable to allow you enough time to shop for your ideal property. Pre-approvals will only last for three or four months. You can certainly have it renewed if your credit or income situation has changed. Thankfully, that process only takes 6 minutes with approvU.
It takes less than 6 minutes to go through the pre-approval process with approvU. You’ll need to provide details about your needs, credit, and income. approvU algorithms use that information to determine your house buying power.
No, approvU does not check your credit record to determine your house-buying power. We are still in the process of making that integration with a credit reporting agency.
However, there are many sources to get your credit score for free. We require you to provide us with the specific range of your credit score.
approvU only checks your credit score after you settle on a place to buy and are willing to proceed with the mortgage. The good thing is your credit is only checked once, regardless of the number of lenders you choose to submit your application to.
approvU determines your pre-approved mortgage amount using the income, credit and down payment information you provide, together with the mortgage qualification rates of each mortgage in our database.
To increase your pre-approval amount, you will need to increase your income, down payment, and/or credit score or reduce your debt load.
No, approvU is not a mortgage lender.
approvU is an online distributor of mortgages. We do not replace mortgage lenders. We make it easy for you to shop and get the right mortgage easily and conveniently by providing you with a tool shop for mortgages across multiple lenders to not miss out on the lowest mortgage rates in the market.
It cost nothing. approvU is free to use and get pre-approved.
Yes, you can get pre-approved for a mortgage with approvU to buy a rental property.
Getting pre-approved to buy a rental property is not standard in the industry. Technology has helped us make this possible for borrowers like yourself. Now you will be considered for pre-approval, even with bad credit or self-employed income.
Get started today to see what you can afford with approvU pre-approval.
See Your Personalized Mortgages Online With approvU
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