Your home may be foreclosed if you don't keep up your mortgage repayments. You may also have to pay a prepayment penalty if you refinance your mortgage before the end of the mortgage term.
Your Neighbourhood Credit Union Fixed-Rate Mortgages
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Your Neighbourhood Credit Union (YNCU) is a member-owned financial cooperative operating mainly in Southwestern Ontario and a few areas in Northern Ontario. Its history goes back to the 1940s and has grown over the years through a series of several mergers.
It has remained a trusted financial partner, creating value for you through – innovative and convenient solutions, thoughtful advice, and community connections.
YNCU provides its members with personal banking, business banking, and wealth management. Its mortgage products include fixed-rate mortgages, variable-rate mortgages, construction mortgages, purchase plus improvement mortgages, and CHIP reverse mortgages.
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