Category: House Ownership Planning

Congratulations on taking a major step toward homeownership! With your mortgage pre-approval, you are one step closer to buying your dream home. But before you start the house-hunting process, it’s important to be aware of the dos and don’ts after your mortgage pre-approval.  This article will outline 11 essential points to remember to ensure a […]

For many first-time homebuyers, accumulating the funds for a down payment is the most significant obstacle to homeownership. High housing prices and stringent mortgage regulations further complicate the process of saving for a down payment to secure your dream home. But all hope is not lost.  There are several options to buy a house with […]

When securing a mortgage loan, the options can seem overwhelming. On the one hand, you have the traditional route of going directly to a bank. On the other hand, you have the option of working with a mortgage broker. While both options have pros and cons, using a mortgage broker can offer a range of […]

Are you considering buying a townhouse in Canada?  This house type can offer a happy medium between a single-family home and an apartment. Townhouses offer greater space and privacy than apartment units while relieving you from the burden of maintaining the entire property like a single-family home. If you’re considering buying a townhouse, you may […]

Owning a house is a significant milestone, but the path to homeownership can be hindered by simple mistakes made during the mortgage process. To ensure a smooth and stress-free journey to home ownership, it’s crucial to be aware of the common pitfalls and how to avoid them. We have compiled a comprehensive list of 15 […]

Buying your first home can be a mixture of excitement and anxiety. But it doesn’t have to be that way. You deserve a smooth and enjoyable experience as you embark on this life-changing journey. With so many factors to consider and decisions to make, it’s important to clearly understand the process and what you need […]

Refinancing a mortgage involves replacing your current mortgage with a new one, typically to obtain better loan terms, interest rates, or payment options. Refinancing can be a valuable tool for homeowners to reduce their monthly payments, shorten their loan term, or tap into the equity in their property. However, the process can be complex, and […]

Many individuals are attracted to multi-family homes due to their tax benefits and the ability to generate income. However, before deciding to invest in or buy this type of house, you must understand your responsibilities as a landlord, the expenses involved in maintaining the building, and more. This guide provides an overview of the multi-family […]

Houses play a big role in our lives, don’t they?  They’re not just where we live but also a future investment. And in Canada, you’ve got a lot of options to choose from – from single-family homes to condos and townhouses. Each type has unique features that could affect your lifestyle and financial situation. And […]

A Review Of The 2022 Budget Initiatives. Housing is a basic human right for all Canadians. Everyone deserves a safe and affordable place to call home, where they can relax and recharge after a long day. But the reality is that making that happen is still a big challenge. High costs, complicated planning, and environmental […]

Renting or buying a house is still a hard choice to make for most first-time homeowners. Unfortunately, you will have to make a choice, if not now, at some point in the future.  Owning a house can provide a sense of accomplishment, stability, investment, and status in the community. House ownership is not cheap; ongoing […]