Category: Credit Basics

Your credit score shows lenders whether or not your spending habits can be trusted. A person with a high credit score can expect to be given special treatment, as well as be provided loans that you likely will not see anywhere else. 

Improving your credit score is an essential step toward financial stability and independence. A good credit score can help you secure loans, mortgages, and credit cards at better interest rates and can even impact your insurance rates and rental applications. In Canada, credit scores range from 300 to 900 and are calculated based on various […]

Bad credit can be a barrier to entry to all sorts of things. It can make it harder to buy a car, buy property, and secure any loan with favourable rates.  If you’re finding it hard to make the financial moves you want because of your credit score, it’s probably a good idea to start […]